American Journal of Public Health, 105(2), 311316. Sign up for the Mayor's Office of Housing's monthly newsletter. WebDocumentation/proof of Housing Instability due to COVID-19 financial hardship. Jaboa Lake is a senior policy analyst for the Poverty to Prosperity Program at the Center for American Progress. If you meet the requirements, emergency rental assistance is available to help you with housing costs that you cannot afford as a result of the COVID-19 pandemic. Local programs are allowed to cover moving expenses, security deposits, rental application or screening fees, and motel or hotel bills for families who have to move out of their homes. The goal is to demonstrate ways grantees and their partners can create online application forms that are user-friendly, succinct, and easily understood. doi: 10.1056/NEJMsa1103216, Aratani, Y., Chau, M. M., Wight, V., & Addy, S. D. (2011). Moving 3 or more times in 1 year, often called multiple moves, has been associated with negative health outcomes in children.3,21Children who move frequently are more likely to have chronic conditions and poor physical health.21They may also be less likely to have consistent health insurance coverage.21, People who have spent time in prison may be discriminated against by potential landlords, lose eligibility for public housing, and struggle to maintain stable housing.22,23People are often released from prison with minimal income, and those who find employment face reduced earnings and may have difficulty paying for housing.22,23One study found that 5 years after release, Black individuals who have spent time in prison were more likely to experience housing instability than White individuals who have spent time in prison, even after controlling for earnings.23, Homelessness is housing deprivation in its most severe form.9Homelessness is defined as lacking a regular nighttime residence or having a primary nighttime residence that is a temporary shelter or other place not designed for sleeping.24About 580,000 people experienced homelessness in the United States on a single night in 2020.8A study of newly homeless people in the New York City shelter system found that 6 percent had diabetes, 17 percent had hypertension, 17 percent had asthma, 35 percent had major depression, and 53 percent had a substance use disorder indicating that chronic disease is more common among people who are newly homeless than among the general population.25People who are homeless also have an increased risk of premature death.26A study in Boston found that for 25- to 44-year-olds, the mortality rate was 9 times higher for men who are homeless and 10 times higher for women who are homeless compared to the general population of Massachusetts and the mortality rate for 45- to 65-year-olds was 5 times higher for people who are homeless.26The health effects of homelessness can begin early in life, as pregnant women who are homeless are more likely to deliver preterm and low birthweight babies.27, In addition to the direct health effects of housing instability, frequent moves may prevent individuals and families from building long-lasting attachments to neighborhoods. It allows the applicant to fill in each month they are asking for assistance on, as well as any fees, and calculates the total amount of assistance requested for them. Conor Dougherty and Gillian Friedman, Theyre Making the Rent. Or, you might qualify for a hardship exemption that allows you to skip one or more rent payments. All members of the household must be on the lease. Yes, but only for rent and utility bills charged on or after March 13, 2020, when a national state of emergency was declared. 1437a(b))).2 While there are some differences in eligibility between ERA1 and ERA2, the eligibility If you have a disability, dont have access to technology, or have other special needs, a local program may be flexible about the proof they require. We will be happy to walk you through the process. Proof of identity; 2. Communities of color, disadvantaged from a long history of racism that has undermined their financial stability and housing security, now find their hardships further exacerbated by the ongoing pandemic. It is appropriate to get applicants to confirm their rent assistance request and to underline the importance of making an accurate and truthful request. American Journal of Sociology, 118(1), 88133. For details, start with the rental assistance programforyour state, tribe, or localarea. The positions of American Progress, and our policy experts, are independent, and the findings and conclusions presented are those of American Progress alone. 37.1 million households, including renters and owners, were cost burdened of these, 17.6 million households were severely cost burdened. hb``` 7@(1)"1@ k? physically observed the individuals living location/conditions. Housing Stabilization Services When programs make direct payments to landlords to cover back rent, guidance strongly encourages them to prohibit eviction for 30 to 90 days after the period covered by rental assistance. To ensure an equitable recovery from this pandemic, past harms and current hardships faced by communities of color must be reconciled. 208 0 obj <> endobj If your landlord is responsible for paying utilities and home energy costs, these will be treated as rent. The use of fact-specific proxy describes the scenario where a grantee re-affirms a tenant's income self-attestation by cross-referencing it with income data about a particular population and/or a particular geographic area. If you dont have a signed rental agreement or lease, local programs may accept proof of your address and a written statement about your rent, such as: You may also be able to show your rental payment amount with: If you give a written statement, local programs may require you to certify that you did not receive and dont expect to get help from a different source to cover the same rental costs. You might also be asked to show: A past due utility or rent bill or eviction notice; Proof that you live in unsafe or unhealthy living conditions, or; Other proof that the program asks you for State and local programs are distributing billions of dollars in rental assistance to help renters stay housed during the pandemic. } Eviction and the reproduction of urban poverty. Do this as soon as possible. Can rental assistance cover the cost of a hotel or motel room? . endstream endobj startxref 230 0 obj <>/Filter/FlateDecode/ID[<1EE02C84DA744D4784F61DE02328B05A>]/Index[208 39]/Info 207 0 R/Length 108/Prev 359524/Root 209 0 R/Size 247/Type/XRef/W[1 3 1]>>stream doi: 10.1007/s10995-012-0997-8, Herbert, C. W., Morenoff, J. D., & Harding, D. J. To do so, specifically when it comes to rental housing, requires: Renters of color face discrimination in obtaining and maintaining housing. (2011). U.S. Department of the Treasury Emergency Rental We use Native American and American Indian interchangeably in this issue brief, as many reports referenced include either or both terms in their data collection. WebTo be eligible for housing stabilization services, the person must be on Medical Assistance and be 18 years or older. U.S. Department of Housing and Urban Development. doi: 10.1007/s13524-015-0419-9, DeLuca, S., Garboden, P. M., & Rosenblatt, P. (2013). https://www.congress.gov/bill/100th-congress/house-bill/558, Schanzer, B., Dominguez, B., Shrout, P. E., & Caton, C. L. (2007). Journal of Health and Social Behavior, 32(4), 357367. Homelessness prevention and housing security programs and policies need to include and prioritize a race-conscious framework. Call 617-635-4200 or email housingstability@boston.gov. doi: 10.2105/AJPH.2014.301945, Manglik S. (2012). doi: 10.7916/D8Z89MMD, U.S. Department of Housing and Urban Development. As described in Treasury's FAQs, grantees must determine who is eligible to receive rental assistance. If youre a renter having trouble paying your rent, utilities, or other housing costs or if youre a landlord trying to stay afloat with tenants in this situation help may be available. This example illustrates how you can structure the section on utility assistance. The questions and answers above are based on the Department of the Treasurys revised Frequently Asked Questions on emergency rental assistance (ERA) . Some programs may also provide housing counseling, case management, legal representation, and other housing stability services. %%EOF Journal of Negro Education, 72(1), 2238. National Center for Children in Poverty, Columbia University. Is it Costing Their Future?, Kim Parker, Rachel Minkin, and Jesse Bennet, Economic Fallout From COVID-19 Continues To Hit Lower-Income Americans the Hardest, Pew Research Center, September 24, 2020, available at, Zego, May Rent Payment Data Reveals April Trends Have Continued as a Result of COVID-19, May 13, 2020, available at, Morgan Baskin, As Eviction Bans Expire, Renters Turn to Credit Cards, Talk Poverty, July 15, 2020, available at, Matthew Desmond, Unaffordable America: Poverty, Housing, and Eviction,, American Heart Association News, Best way to end homelessness and its health impact? Allow applicants to progress and self-attest if they cannot provide documentation. subscribe.submit(); Money from the federal ERA Program is for renters only. Starting May 7, 2021, landlords who accept direct payments of future rent are not allowed to evict you for not paying rent during the period covered by the rental assistance. Local programs may be able to help with future rent. Senior Policy Analyst, Poverty to Prosperity Program, Kyle Ross, Arohi Pathak, Seth Hanlon, 6 More When moratoriums on evictions do expire, renters will face an accumulation of owed back rent. The CARES Act required landlords to provide at least a 30-day notice to tenants before filing an evictiona protection that is not set to expire.89 This protection, and other prefiling notice requirements,90 provide tenantswho previously only had a few days notice before court involvement91more time to take the action needed to prevent their eviction or, if an eviction does occur, search for emergency housing. Treasury understands that aspects of these examples will need to be adapted to meet their localized needs and program requirements. If you have overdue rent, the money must go toward rent that you owe, first. U.S. Department of the Treasury Emergency Rental Assistance Protecting programs that include a race-conscious approach means vetoing harmful actions such as the recent Executive Order on Combating Race and Sex Stereotyping,85 which will punish government contractors and nonprofits who provide trainings on race and sex diversity, equity, and inclusion by withholding federal grants for these lifesaving programs.86 It also means protecting the FHA87 and reviving the Affirmatively Furthering Fair Housing provisions that combat housing discrimination and promote community participation.88. WebFederal Programs and Funding to Prevent Housing Instability and Homelessness The CARES Act provides additional flexible funding to state, local, tribal, and territorial governments, The affordable housing crisis: Residential mobility of poor families and school mobility of poor children. There are multiple ways to prove a risk of homelessness or housing instability, including: The calculated household income is less than 30% of the AMI. But many families who do not become homeless face The state of the nations housing 2020. (2007). RISK OF HOUSING INSTABILITY FORM Browse all evidence-based resources. Social Science Research, 40(4), 11961213. They offer eviction help for tenants and owner-occupied landlords. If you apply for help with utilities, be ready to show a bill, invoice, or proof of payment to the utility company or home energy service provider. Housing costs exceed 50% of the current household income. We also have information on emergency resources for tenants. A full list of supporters is available here. Moving to Opportunity (MTO) for Fair Housing Demonstration Program. Use the search bar to find programs in your area. Our aim is not just to change the conversation, but to change the country. Frequent family moves have been linked to attention and behavioral problems among preschool children. http://nlihc.org/sites/default/files/Renters_in_Foreclosure_2012.pdf [PDF 428 KB], Busacker, A., & Kasehagen, L. (2012). National data from the U.S. Census Bureaus Household Pulse Survey (HPS)109which started data collection April 23, 2020, and is ongoingwere used to estimate the experiences of housing stability for renters during the COVID-19 pandemic. This summary of the literature on Housing Instability as a social determinant of health is a narrowly defined examination that is not intended to be exhaustive and may not address all dimensions of the issue. APPLICATION REQUIRED DOCUMENTS - Washington, D.C. Crowding: Risk factor or protective factor for lower respiratory disease in young children?. Housing Policy Debate, 26(1), 172187. implementation of new programs and policies that the office is exploring. A study examining data from New York City recently found that evictions increase the likelihood of a person being hospitalized up to two years later and increase the probability of hospitalization to address a mental health condition.63, People who have been evicted are also more likely to apply to stay in shelters, as well as spend more days living in shelters.64 Pacific Islander, Native American, Black, Latinx, and Asian communities already face higher rates of homelessness,65 and once pushed into homelessness, families encounter a pileup of inequities.66 When stable housing is not available, people often confront criminalization due in large measure to anti-homeless legislation.67 They also suffer from food insecurity,68 declines in physical and mental health,69 and further barriers to obtaining future housing.70, Anti-homeless legislation and ordinances are present in 9 out of 10 cities, and their passing and enforcement have been on the rise.71 These laws criminalize specific public behaviors and make it possible to punish people experiencing homelessness who are simply looking to meet their basic needs and may have no other alternatives. SELF ATTESTATION FORM - United States Secretary of the 0 In 2018, 8,200 fair housing complaints were filed for discrimination based on race or national origin6likely a vast undercount of actual occurrences. For more detailed information on how to legally respond to an eviction notice, and the possible court proceedings, visit our eviction process overview page. Housing instability encompasses a number of challenges, such as having trouble paying rent, overcrowding, moving frequently, or spending the bulk of household income on housing.1,2These experiences may negatively affect physical health and make it harder to access health care.1,3,4This summary will discuss the cost of housing as well as the health effects of substandard housing and forced evictions. Before COVID-19, half of all renters were moderately or severely cost-burdened, with at least 30 to 50 percent of their household income going toward housing costs.9 Cost-burdened renters, particularly those of color, are the most at risk of eviction due to the increased likelihood of missing rent payments. Visit Benefits.gov for more information about Emergency Solutions Grants. Proof of financial impact; 4. (June 29, 2020), available at, Centers for Disease Control and Prevention, Federal Register Notice: Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19, available at, Centers for Disease Control and Prevention, (Form) Declaration Under Penalty of Perjury for the Centers for Disease Control and Preventions Temporary Halt in Evictions To Prevent Further Spread of COVID-19 (Atlanta: 2020), available at, Peter Hepburn and Renee Louis, Preliminary Analysis: Shifts in Eviction Filings from the CARES Act to the CDC Order, The Eviction Lab, September 22, 2020, available at, Chris Arnold, Despite A New Federal Ban, Many Renters Are Still Getting Evicted, NPR, September 14, 2020, available at, Centers for Disease Control and Prevention, HHS/CDC Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19, available at, National Low Income Housing Coalition, State and Local Rental Assistance, available at, Ann OConnell, Emergency Bans on Evictions and Other Tenant Protections Related to Coronavirus, Nolo, available at, Ally Schweitzer, Legal Evictions Are Banned In D.C. Amid Pandemic, But Invisible Ones Are On The Rise, NPR, October 16, 2020, available at, Anna Lamb, Tenants Union organizes protest against soft evictions citing local landlords, The Ithaca Voice, October 6, 2020, available at, Clark Merrefield, Eviction: The physical, financial and mental health consequences of losing your home, Journalists Resource, August 3, 2020, available at, Lexington Law, How Long Does an Eviction Stay on Your Record, January 15, 2020, available at, Lori Sonken, Eviction is a cause, not just a condition of poverty,, Robert Collinson and Davin Reed, The Effects of Evictions on Low-Income Households (2018), available at, Joy Moses, State of Homelessness: A Look at Race and Ethnicity, National Alliance to End Homelessness, May 27, 2020, available at, National Homelessness Law Center, No Safe Place: The Criminalization of Homelessness in U.S. Cities (Washington: 2019), available at, Institute for Children, Poverty, and Homelessness, Effects of Homelessness on Families and Children (New York: 2015), available at, Centers for Disease Control and Prevention, Homelessness as a Public Health Law Issue: Selected Resources, available at, National Homelessness Law Center, Protect Tenants, Prevent Homelessness (Washington: 2018), available at, National Homelessness Law Center, No Safe Place; Caitlin A. Carey, Anti-Homeless Ordinances in American Cities (Minneapolis: Urban Affairs Association 47th Conference, 2017), available at, Chris Herring, Dilara Yarbrough, and Lisa Marie Alatorre, Pervasive Penalty: How the Criminalization of Poverty Perpetuates Homelessness,, Meghan Henry and others, The 2017 Annual Homeless Assessment Report (AHAR) to Congress (Washington: U.S. Department of Housing and Urban Development, 2017), available at, National Homelessness Law Center, No Safe Place: Advocacy Manual (Washington: 2019), available at, Centers for Disease Control and Prevention, Interim Guidance on People Experiencing Unsheltered Homelessness, available at, Christian Zapata, D.C. Upload your eviction notice or past due notice for your rent. Therefore, a national, comprehensive moratorium on evictions should be extended past the pandemic to ensure that renters are able to remain housed. The question Did you pay your last months rent or mortgage on time? (Question 30) was asked in Phase 1 of the HPS, which includes weeks 1 through 12 (April 23 to July 21, 2020). Try working with them to create a repayment plan for unpaid rent and resolve any issues related to your lease. For additional information on cross-cutting topics, please see the Incarceration, Poverty, and Quality of Housing literature summaries. WebMy household is experiencing housing instability due to (please select all options that apply to your households circumstances): Receipt of a rental eviction notice. "a The Office of Housing Stability's Housing Crisis Case Coordinators can help you deal with the eviction process. How stable is stable? Applying for rental assistance may stop the clock on the eviction process if you have a case in Housing Court. Either way, you must then use the money to pay what you owe. https://www.hud.gov/programdescription/mto, Chetty, R., Hendren, N., & Katz, L. F. (2016). They may ask you for a written statement. Albany Government Law Review, 2, 1. var subscribe = document.getElementById('enSubscribeSlideUp'); In addition, you may get help with your future rent payments, up to 3 months at a time. The question Is this household currently caught up on rent payments? (Question 40b) was asked in Phase 2 of the HPS, which includes weeks 13 through 16 (August 19 to October 12, 2020). Legal services program for those with low incomes in the Boston area. The twelve months of payments can be used to cure arrears and/or pay current housing costs. It doesnt matter how long you have been living in your current rental home. Mia Ives-Rublee, Justin Schweitzer, Michela Zonta, Natasha Murphy, Osub Ahmed, Marina Zhavoronkova. By May 2020, the CDC released guidance halting the clearing of outdoor encampments, though this guidance has not been implemented across many states and localities.76 Dozens of citiesincluding Washington, D.C.;77 Sacramento, California;78 and Denver, Colorado79have been reported to continue encampment clearing against this CDC guidance. They'll work with Boston residents who are at risk of housing instability. Federal rules allow local rental assistance programs to cover rent or utilities for low-income families. if(subscribe.checkValidity()) { The HPS only collects data in English and Spanish. State and local renter assistance programs, including local moratoriums on evictions, have developed across the country.54 Local moratoriums vary with regard to which stages of the eviction process are halted, from filing to court proceeding to voluntary or forced vacation of a rental unit. (2011). This includes developing and expanding programs, workshops, and trainings that develop racial equity capacity-building through agencies such as the U.S. Department of Housing and Urban Development. Because of this we've used examples to help tenants identify their experiences. They may also be able to help you get legal, financial, or other help. As frameworks such as those in the BREATHE Act specify, those communities most affected by both past harms and the current pandemic must be included at all levels of policy and decision-making. However, more recent versions of the bill have cut these proposals by nearly half.44 In July, the Senate introduced the Health, Economic Assistance, Liability Protections, and Schools (HEALS) Act,45 another relief package, which proposes only $3.3 billion for certain housing vouchers and does not propose funding for homelessness aid.
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